Boat insurance Rates
Let us shop for the best rate for your boat insurance.
Boat Insurance
There’s nothing like the open water on a sunny day. Whether you enjoy spending your days on the lake or weekends in the ocean, you need to make sure you have the right insurance in place. You’ll be able to relax and unwind in style knowing you have the protection you need with boating insurance from Boat Insurance Services. We have great coverage options for your weekend at the lake too.
Our customers own a variety of boats. Whether you use your watercraft for personal pleasure or as a business venture, we have an insurance policy for you. Our experienced insurance agents understand that your boating habits and coverage needs differ from those of your neighbors. We aren’t going to saddle you with a one-size-fits-most policy. Instead, we’ll learn about your watercraft and design a boat insurance policy around your individual or business needs.
Insuring Your Watercraft
Personal boat insurance policies we write come with a variety of deductible and limit options. We offer comprehensive watercraft coverage to meet any budget. Policies may include extended coverage limits for collectible or antique watercraft and yacht. We also write boat insurance policies for individuals that require only liability and medical payments coverage.
Commercial watercraft coverage can range from policies written for local marinas to business packages for commercial fishing vessels. Contact us at to schedule your free initial consultation.
There’s no better way to enjoy the natural beauty of the Constitution State than on the water. Don’t let your fun and relaxation be disrupted by a disaster without the comfort and protection of an insurance policy from Boat Insurance Services.
Watercraft we insure includes:
- Sailboats
- Yachts
- Speedboats and outboard motors
- Rowboats and other manually operated watercraft
- Pontoons
- Fishing craft
- Personal jet watercraft
- Antique boats
Get your free online quote today, and leave the landlubbers behind to shove off for your next great adventure.
Watercraft Coverage
Most watersports and boating hobbies or professions require registration and licensure by the state. However, some states do not require personally owned watercraft to be insured. This means it is up to you to choose the protection you want while boating. Boat Insurance Services has several options available to protect your boat as well as you and your passengers in the event of an accident on the water. We offer:
- Uninsured/underinsured watercraft coverage to help in the event that your boat is damaged by an improperly insured outdoor enthusiast
- Physical damage coverage to help in case your watercraft incurs damage or needs to be replaced after an accident or other covered incident
- Fuel spill liability coverage and wreckage removal to help defray the costs of cleanup related to fuel and oil spills as well as boating accidents
- Personal effects coverage for personal items and equipment kept on your vessel
- Unattached equipment coverage for repair or replacement of essential watercraft equipment such as lifesaving devices, oars and anchors
- Towing and emergency assistance to keep you and your passengers from being stranded on the water
